Plans

Metal — $16.99/month

Stainless ONEO Metal Visa, elevated cashback where eligible, and lifestyle perks designed for heavy card users.

Plans

Metal: Metal lifestyle plan

ONEO Metal is built for Metal lifestyle plan — onboarding, everyday use, controls and disclosures for this product, not a reused template from another page.

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Metal FAQs

Answers written for this product.

What is included in Metal?

Stainless ONEO Metal Visa, elevated cashback where eligible, and lifestyle perks designed for heavy card users. Exact allowances, card materials and partner perks are confirmed in the Plans screen before you upgrade.

Can I change plans later?

Yes. Upgrade or downgrade in the app subject to billing cycle, tax and plan rules. Some metal or Ultra cards may have reorder fees.

Do I pay in my local currency?

Billing currency depends on your market and partner billing setup. The confirmation screen shows tax and currency before you pay.

Are lounge and cashback guaranteed?

No. Partner networks, merchant categories and fair-use rules apply. Always check live offers in the app.

Is Standard really free?

Standard has a $0 monthly fee. Card delivery, ATM over-allowance, weekend FX or other out-of-plan actions can still carry fees — see Fees.

Who should pick Ultra?

Customers who regularly use the highest allowances, want flagship card design and prefer dedicated support paths. Compare Metal vs Ultra carefully.

Where is the full fee table?

Open Fees and Pricing. Marketing plans summarise benefits; fee schedule + in-app legal text prevail.

Android or iOS?

Android APK is available now from the Download page. iOS is coming soon.

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Metal at a glance

Plan value is the combination of card, FX, ATM, support and lifestyle — not a single perk.

Metal card
Cashback tier
Higher ATM allowances
Priority support

What people use it for

Everyday reasons customers pick Metal.

Daily money

Salary, rent, subscriptions and card spend in one place.

Travel weeks

Convert ahead, spend with fewer FX surprises within plan limits.

Cards →

Controls

Freeze cards, budgets and alerts without leaving ONEO.

Security →

Upgrade path

Start on Standard, move up when travel or lifestyle needs grow.

Compare →

Experience

Metal inside the ONEO app

Open Plans, read the live benefit list for Metal, then confirm billing currency and tax before you switch.

Product media on this page is from the ONEO library. Benefits are marketing summaries — the app is the source of truth.

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Fees

Transparent before you confirm

Metal is billed at $16.99/month where offered. Out-of-plan FX, ATM and delivery fees can still apply.

Open the Fees page and the in-app confirmation screen before assuming a transaction is free.

Fee schedule

Important

Partner and country rules apply

Cards, lounge access, cashback and insurance-style benefits may be provided by partners. Availability varies by residency and verification.

This is marketing information from ONEO Bank Pte. Ltd., a Switzerland-headquartered technology platform — not a bank prospectus.

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Compare plans

Illustrative — confirm in the app.

	Standard	Plus	Premium	Metal	Ultra
Monthly fee	$0	$4.99	$9.99	$16.99	$45
FX allowance	Basic	Higher	Unlimited*	Unlimited*	Unlimited*
ATM tier	Basic	Plus	Premium	Metal	Ultra
Card material	Standard	Custom	Premium	Metal	Ultra
Support	Standard	Priority	Priority	Priority+	Dedicated

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