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Insights
See more of your money life in one place
Connect supported external accounts to view balances and spending patterns alongside ONEO activity. A fuller picture makes budgets more realistic and AIR insights more useful.
Insights
Linked Accounts: linked external accounts
ONEO Linked Accounts is built for linked external accounts — onboarding, everyday use, controls and disclosures for this product, not a reused template from another page.
Download the appLinked Accounts FAQs
Answers written for this product.
Linked Accounts focuses on linked external accounts. Other ONEO pages cover other money jobs so this copy stays specific.
Customers whose routine needs linked external accounts. Teams → Business; families → Kids; career seekers → Company.
Live fee, rate or eligibility. Marketing text is a summary only.
Higher limits or linked external accounts often need deeper KYC/KYB. The app asks only when required.
Only if country flags and verification unlock it; otherwise it stays hidden.
FX, ATM, support or card finishes tied to Linked Accounts may change when you upgrade.
In-app chat with Linked Accounts selected, or the matching Help topic.
No. Partner terms and in-app legal text prevail for Linked Accounts.
What linked accounts add
A budget built on one account can miss half the story. Linked accounts help close the gap where connectivity is available.
- Balance snapshots from supported providers
- Combined spending views across connected accounts
- Better category patterns and AIR explanations
- Disconnect controls when you change your mind
- Permission prompts that explain what can be accessed
- Refresh status and connection health in app
Why connect
Use connections for clarity, not complexity.
Cleaner budgets
Include non-ONEO spending in monthly patterns.
Safer choices
Permission prompts explain what can be accessed.
Travel view
See how external cards and ONEO balances affect a trip.
Control
You control the connection
Availability depends on open banking or partner connectivity in your market. You can remove linked access from the app if you no longer want the account included.
ONEO should show what data is requested before you connect.
Insights
Better context for budgets and AIR
Connected accounts help AIR explain why a month moved differently, whether a subscription sits outside ONEO or if spending categories are split across providers.
Insights remain guidance and should be checked against official statements.
Important
Connectivity varies by market
External account access depends on provider support, consent, local rules and technical availability. Connection outages or delayed refreshes can affect insights.
Features, pricing, limits and corridors vary by market, partner availability, network coverage and identity verification.
Connection questions
Linked accounts make ONEO insights broader while keeping consent visible.
What can ONEO see?
The app should explain requested permissions before connection. Available data depends on provider support, market rules and user consent.
Can I disconnect?
Users should be able to remove supported connections from the app. After disconnecting, insights may become less complete.
Does AIR use linked data?
AIR may explain broader spending patterns when data is available, but it remains guidance and can be incomplete. Check official statements for final records.
Why link at all?
One view can make budgets more realistic when key spending happens outside ONEO. It reduces blind spots without asking users to abandon other accounts.
Use-case
A fuller view for people with money in more than one place
Many users keep a local legacy account, a travel card, a salary account and ONEO balances at the same time. Linked accounts help ONEO show the month as it is, not as one provider sees it.
The benefit becomes stronger when combined with budgets, pots and AIR. ONEO can explain movement across accounts while the user keeps control over permissions.
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