Family support
Send money across borders with upfront route visibility.
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Payments
Send and receive money across the corridors you use
Transfer to friends, family and your own accounts with clear fees, local routes where available and global tracking. ONEO keeps domestic, international and currency conversion moments in one payment flow.
Payments
Send Receive: P2P and local payments
ONEO Send Receive is built for P2P and local payments — onboarding, everyday use, controls and disclosures for this product, not a reused template from another page.
Download the appSend & Receive FAQs
Answers written for this product.
Send Receive focuses on P2P and local payments. Other ONEO pages cover other money jobs so this copy stays specific.
Customers whose routine needs P2P and local payments. Teams → Business; families → Kids; career seekers → Company.
Live fee, rate or eligibility. Marketing text is a summary only.
Higher limits or P2P and local payments often need deeper KYC/KYB. The app asks only when required.
Only if country flags and verification unlock it; otherwise it stays hidden.
FX, ATM, support or card finishes tied to Send Receive may change when you upgrade.
In-app chat with Send Receive selected, or the matching Help topic.
No. Partner terms and in-app legal text prevail for Send Receive.
Payment routes
The right transfer depends on where money starts, where it lands and how fast it needs to arrive.
- Send locally where partner rails support it
- Receive from supported local account details
- Convert before sending abroad
- Track status and share confirmations
- Save recipient details securely
- Review fees, rate and route before confirming
Useful for
ONEO payments cover everyday asks and cross-border moments.
Rent and bills
Schedule or record recurring payments in the same app.
Self transfers
Move funds between your own accounts and wallets.
Travel costs
Pay ahead or settle group expenses after a trip.
International
Global transfers with fewer surprises
Before you confirm, ONEO shows the route, fee, exchange rate and estimated timing where available. That helps you choose between local rails, international rails and converting first.
Bank holidays, compliance checks and recipient details can still affect timing.
Receive
Make incoming money easier to identify
Use supported account details for salary, family or client transfers. Incoming payments appear in your activity feed so you can move money into cards, savings or another currency.
Professional users can separate client income from private spending using dedicated money spaces.
Important
Routes are not guaranteed
Transfer availability, delivery time, limits and fees vary by country, partner, recipient bank and verification tier. Always review the confirmation screen before sending.
Features, pricing, limits and corridors vary by market, partner availability, network coverage and identity verification.
Transfer questions
ONEO transfers focus on route clarity before money leaves your account.
Local or international?
ONEO shows available local rails where partners support them and international routes when needed. You can compare fee, FX and expected timing before confirming.
Can I send to family?
Family support across Switzerland HQ, ASEAN, UK, EU or US corridors depends on route availability and recipient details. Save trusted recipients to reduce repeat admin.
What can delay a transfer?
Bank holidays, incorrect recipient details, intermediary banks and compliance reviews can change timing. ONEO status updates help you see what happened.
How does FX work?
You may be able to exchange before sending or during the transfer flow. Rates, fees and limits are shown in app before you commit.
FX routes →Use-case
For rent, family support and your own accounts
A single ONEO flow can cover domestic-style payments, cross-border family support and transfers between your own accounts. That matters for users who get paid in one currency, save in another and spend through cards while travelling.
The product is built to show enough detail for confident action: recipient, route, fee, rate, expected timing and confirmation. Clearer transfers mean fewer support tickets and fewer anxious screenshots.
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